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KS StateBank

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Checking PLUS
This isn’t your average, ordinary checking account. It’s so much more.
  • $100 minimum deposit required to open
  • No minimum balance requirements
  • No monthly service charge
  • Unlimited check writing and transactions
  • Avoid the $2 Paper Statement Fee by signing up for Online Banking and E-Statements or by maintaining a balance of $5,000 or more
  • $500 of Bounce Protection available
  • Earn premium tiered interest (using the daily balance method), and get up to $25 in ATM fee refunds each qualifying statement cycle. Statement cycle cutoff date is the 5th of each month (or the first business day thereafter if the 5th falls on a weekend or holiday). Premium interest and ATM fee refunds are awarded on accounts that meet the following requirements each statement cycle; receive E-Statements, have at least 10 Debit Card purchases post and clear your account, and have at least one ACH transaction or direct deposit post and clear your account. Accounts that don’t meet these requirements in a qualifying cycle will still earn competitive interest.
  • Minors aged 12 to 17 are eligible to open this account. A parent or legal guardian must be named as a joint account holder and all associated services are available to the minor (e.g., debit card, online banking, combined statements, etc.). A parent or legal guardian must co-sign for the debit card.
Classic Checking
Simple, free checking.
  • $100 minimum deposit required to open
  • No minimum balance requirements
  • No monthly service charge
  • Unlimited check writing and transactions
  • Free paper statements
  • $250 of Bounce Protection available
  • Minors aged 12 to 17 are eligible to open this account. A parent or legal guardian must be named as a joint account holder and all associated services are available to the minor (e.g., debit card, online banking, combined statements, etc.). A parent or legal guardian must co-sign for the debit card.
Advantage Money Market
Savvy savers know that keeping their money accessible and in a higher rate earning environment is important. This account helps achieve that for you.
  • $2,500 minimum deposit required to open
  • No minimum balance requirements
  • No monthly service charge
  • Earn tiered interest (using the daily balance method)
  • Make up to six withdrawals per month
  • Avoid the $2 Paper Statement Fee by signing up for Online Banking and E-Statements
  • Free Bank to Bank Transfers and Debit Card are available with this account
  • Minors aged 12 to 17 are eligible to open this account. A parent or legal guardian must be named as a joint account holder and all associated services are available to the minor (e.g., debit card, online banking, combined statements, etc.). A parent or legal guardian must co-sign for the debit card.
  • Advantage Money Market accounts receive six (6) withdrawals per month at no charge. Additional withdrawals will result in a $5 fee for each occurrence.
  • Fees may reduce earnings on the account.
Simple Savings
The easiest way to save for your future starts here.
  • $100 minimum deposit required to open
  • No minimum balance requirements
  • No monthly service charge
  • Earn interest (using the daily balance method)
  • Make up to six withdrawals per month
  • Avoid the $2 Paper Statement Fee by signing up for Online Banking and E-Statements
  • Simple Savings accounts receive six (6) withdrawals per month at no charge. Additional withdrawals will result in a $5 fee for each occurrence. If you opt to receive paper statements, a per statement fee of $2 will apply. Minors under the age of 18 may open this account with $20 and requires a parent or legal guardian as a co-owner. Minor accounts cannot be opened online. Fees may reduce earnings on the account.
Certificate of Deposit
Save on your terms with one of our Certificates of Deposit (CDs). Please keep in mind that rates are subject to change at any time, without notice. Your interest rate is guaranteed at the time of application approval.

See Rates here.
  • $500 minimum deposit required to open, $250,000 maximum
  • Terms are available between 6 months and 7 years
  • 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online
  • Interest will compound quarterly. CDs are automatically renewable and, once the term expires, you have 10 calendar days to add or change the term with no penalty. A substantial penalty may be imposed for early withdrawals.
6 Month CD
Certificate of Deposit - $250,000 and over
Save on your terms with one of our Certificates of Deposit (CDs) for balances of $250,000 and over. Please keep in mind that rates are subject to change at any time, without notice. Your interest rate is guaranteed at the time of application approval.

See Rates here.
  • $250,000 minimum deposit required to open
  • Terms are available between 6 months and 7 years
  • 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online
  • Interest will compound quarterly. CDs are automatically renewable and, once the term expires, you have 10 calendar days to add or change the term with no penalty. A substantial penalty may be imposed for early withdrawals.
6 Month High Balance CD